Western banks of China has made a great progress on its risk management and financial services in 2009.In general，the percentage of financial services is different among all types of the commercial banks.Specifically，it is a higher part of the stated-owned commercial banks than that of joint-equity commercial banks.Furthermore，the risk management of the western banks is beyond the criteria according to the statistics of the financial indicators.But there still have problems in the western joint-equity commercial banks.One is that the development of these banks is below the national average.Since the western development strategy has been implemented，ten years have passed.In this decade，the development of the banking sector shows a rising trend，such as deposits，loans and other financial indicators continuing to grow.Through the analysis of the western economic and financial developments in the decade，we consider that the development of banking industry gives the western economic development great financial support，and becomes an important force to lead the western economic development.