“Township Social Insurance Scheme” has extended that cover of social security net，promoting more employment and improving the regional investment infrastructure. Particularly it has targeted those peasants who have lost their land in the urbanization process. The 5-in-1 system420407 design of Township Social Insurance Scheme suffers from some deficiency. For instance，by setting the premium-paid base according to land value and extending the payment to 15 years，it places some fiscal burden on those poorer and remote townships. The payment base and growth criteria still require some improvement. Lack of connection between Township Social Insurance Scheme and Urban Social Insurance Scheme has caused inconvenience and been detrimental to the implementation effect. Furthermore，rural population continuously flows to Township Social Insurance Scheme，which shakes the sustainability of Rural Social Insurance Scheme. Those peasants，who have lost their land，though covered by the basic social security，still face pressure from getting a non-farming job，which requires better institutional arrangements.

Township Social Insurance Scheme shall get back to a more substantial safety net for land-lost peasants by setting up mechanism，which connects the payment with land revenue. In the future reform，the policies shall differentiate among various groups and programs. Pension system shall gradually be integrated into Urban Social Insurance Scheme，while the medical services shall be provided on a neighborhood basis，bridging the Shanghai system with the national system and enforcing its sustainability. Land-lost peasants’ shall enjoy the social security through a reasonable mechanism which reflects land value in the payment.