In recent years，with the constant improvement of our financial system，and the enrichment of financial products and financing instruments，the shadow banking system developed rapidly in china.From the scale of financing，according to the relevant estimate，its scale is equivalent to 12% to 13% of the formal banking system at present.With the deepening of financial innovation，the state will focus on strengthening the supervision of the shadow banking system.Good suggestions include：accelerating the establishment of supervision legal system of the shadow banking system to promote that the shadow banking institutions transform to the formal financial institutions；improving the standard requirements of information disclosure of shadow bank；strengthening financial consumer education to reduce the financial consumption dispute effectively.So that it can remove the hidden danger and prevent risks，and avoid its negative effects in the process of development.