The capital controlled by international financial conglomerates has far exceeded the financial market of any country. And the joint entry-exit and profit-seeking behavior of such capital manipulated by a few investment banks constitute the immediate cause for the financial crisis. The financial crisis has not caused the evaporation of wealth，but has changed the ownership of wealth in a sharp and significant way. The nature of the financial crisis is the massive misappropriation of people’s wealth by international monopoly capital. In the dollar-standard system，the classic procedure of such misappropriation works as follows：（1）expanding the currency supply so that the state of monetary supply changes from abundance to excess；（2）using ultra-low interest rates as a tool so that investment income far exceeds the cost of funds，that the bubbles of financial speculation are stimulated，and that asset price rises sharply；and（3）manipulating funds so that they can cash out and flee at a high level. Therefore，the historical lows of the American Fed’s interest rates hint at the breakout of the financial crisis；the great excess of investment income over the cost of funds and the rampant financial speculations forebode the breakout of a financial crisis；and the simultaneous record highs of stock market，real estate market and foreign exchange market is a critical signal for a forthcoming financial crisis.