Henan province take a actively prudent monetary policies，which guide the financial institutions to revitalize the stock and incremental，and using the refinancing and rediscount and other monetary policy tools flexiblely to optimal the credit structure，and increase the direct financing to promote the amount of monetary credit and social finance.The financial method，which support the development of local economy increase diversifically，especially for the micro enterprises and “Three Rural”.The social welfare increase remarkable and cross-border RMB business develop rapidly.However，under the stock pressure，the difficult of financing faced to the microfinance is still existed.The factor which affecting the financial development in Henan province intertwined，and the task which financing support the economic restructuring is heavy.Advised that exert the guide function of monetary policy tool effectively，enhance the allocative efficiency of finance system and revitalize the stock，support the economic structure adjustment and transformation and upgrading，maitant the moderately growth of money and credit，and provide a available monetary environment for the economic recovery.