Insurance in western china developed very fast for these years. It has different features in different regions. Chongqing's insurance development benefits from the polices; Agricultural insurance is characteristic in Sichuan province;insurance in Guizhong province has developed steadly; the coverage rate of Yunnan province's insurance has increased gradually; the residents' lives have improved by agricultural insurance in Tibet; harmonious development is achieved through the insurance development in Shaanxi province; the insurance has solved some problems of farmers loans in Gansu province; Insurance in Qinghai province has breached zero in direct investment; the structure of personal insurance has improved in Ningxia province; more difficult households have enjoyed insurance service in Xinjiang province; insurance in Inner Mongolia gives support to agriculture development; Guangxi province's insurance has improved comprehensive coverage by the guide of polices. But more work should be done in insurance. Policy and risk management should be adopted to perfect insurance market system and mechanism. <<