Based on the research of present situation of people's livelihood overall financial development and the development situation of various provinces in the western region of China,we found that there does exist unreasonable distribution in the process of people's livelihood financial investment,and the loans in the investment overall are too few quantity,but have rapidly development speed. At last,this paper gives some suggestions about the shortage of people's livelihood financial sector in this region and some help for the development of people's livelihood finance. <<