2009年的中国银行业遭遇了前所未有的金融危机的冲击,其间为刺激经济所产生的天量信贷既对我国保增长、扩内需起到了重要作用,同时也存在着风险隐患。在本部分,以总报告形式通过对2009年中国银行业的整体情况进行分析,探析在危机中银行业整体的高信贷增长对其资本、利润以及监管标准的影响,后危机时代银行业应如何有效规避风险,以及如何抓住此次危机寻求转型。
<<In 2009,China’s banking sector experienced an unprecedented financial crisis,whose amount of credit played an important role in expanding domestic demand,and guarantee growth for our country in the period of days,while this led to potential risks. In this section,we will analyse on the total China’s banking sector on 2009,including the impact of high credit growth on capital,profits,and regulatory standard of the China’s banking industry. We analyse on how to avoid risks and seize the oppoutunity of transition for China’s banking industry during post-financial-crisis era.
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