本部分主要从全国性商业银行的资本状况、资产质量、赢利能力和流动性水平四个方面对其予以分析。在2009年应对全球性金融危机,扩内需、保增长过程中,全国性商业银行的高额信贷增长在其中起到了重要作用,但同时,伴随2009年的结束,各大商业银行的市场份额及各项指标也都发生了变化,如五家大型银行的市场份额在经历危机后继续呈逐年略降趋势,而中小银行的市场份额则呈上升趋势。高额信贷后的风险隐忧也同样不容忽视。
<<This part mainly analyse on capital position,asset quality,profitability and liquidity of national commercial banks. During the financial crisis,China’s banking play an important role on stimulating economy. At the same time,with the end of 2009,the market share and the indicators of commercial banks have also changed,such as the market share of the five major banks continued to reduce,the market share of small and medium banks is rising. The high risk credit should be not ignored.
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