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王伟光
    男,汉族,1950年2月出生,山东海阳人。1967年11月参加工作,1972年11月加入中国共产党,博士研究生学... 详情>>
李 扬
    1951年9月出生,籍贯安徽,1981年、1984年、1989年分别于安徽大学、复旦大学、中国人民大学获经济学学... 详情>>
李培林
    男,山东济南人。博士,研究员,中国社会科学院副院长,中国社会学会副会长,中国社会科学院社会学研究所副所长。《社会... 详情>>

    西藏金融发展报告

    摘要

    西部大开发的号角吹响后,作为我国西部重要的少数民族地区,西藏通过十多年的有序发展,在经济增长和社会稳定方面都取得了显著成绩,在此期间金融业发挥了显著的支持作用。本报告通过收集整理2008~2012年西藏金融发展数据,试图从金融发展规模、金融机构发展、金融发展结构、金融深化程度以及金融监管能力五个方面阐述西藏金融业的发展现状,揭示金融对经济的支持力度,发现发展过程中存在的问题并提出对策措施。通过对5年间金融发展数据的分析,本报告认为,西藏金融业在逐步壮大和规范的同时依然存在一些问题,金融发展规模较小,金融机构及金融产品不能满足目前产业发展的需求,金融深化的程度不高,金融对经济的支持力度较弱,外生金融状态仍未明显改善,目前西藏经济发展主要仍依靠财政转移和政府引导,市场化程度较低,造成发展的成本相对较高和发展效率相对较低。本报告认为西藏应进一步扩大内生金融资本,引进优质金融企业,丰富金融衍生品,提高金融市场化程度以保障西藏经济又好又快可持续发展。

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    Abstract

    The horn that the west Development is after blowing ring an our country western important national minority region,Tibet passed a preface development for having of more than 10 years and increased to obtain the result of showing the with social stabilities all in the economy and developed support function of showing in this period financial industry,this research passes collections to tidy up 2008-2012 finance in Tibet development data,try from finance development scale,financing institution development,finance development structure,finance deepen degree and finance to take charge of ability five development present conditions that elaborate financial industry in Tibet,announce to public a finance to economy of strength for support,detection development in the middle of the process existent problem combine put forward counter plan measure. Pass to 5 years,the analysis of the financial development data,this research thinks,financial industry in Tibet at gradually strong and norm of at the same time still keep existing some problems,the finance develops scale smaller,financing institution and financial product can not satisfy the need that the industry develops currently,the finance deepens of the degree isn’t high,finance to economy of the strength for support is weaker and outside living financial status to not yet obviously improve,currently economy in Tibet develops to mainly still depend on public finance to transfer to guide with government,the market turns degree lower,result in development of cost is opposite and higher with develop an efficiency opposite and lower. Pass to study author to think that Tibet should extend further inside living financial capital,usher in a high-quality financial business enterprise,the abundant finance develops an article and raise financial market to turn degree can keep on a development by economic good and quickly guarantee Tibet.

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    作者简介
    刘振华:刘振华,陕西西安人,陕西师范大学西部商学研究中心成员,西安交通大学博士研究生,研究方向:金融人力资本。
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