With the fast development of our real estate market，the real estate loan business of financial institutions also developing rapidly. The financial institutions implemented the differential housing credit policies to meet the residents’ loan demand to buy the first set of ordinary commodity housing strictly；supported the small and medium-sized ordinary commodity housing project actively，maintaining a reasonable growth in real estate loans，expanding the effective supply actively；promoted financial support and service of affordable housing projects vigorously，such as shantytowns project construction.