Under the background of the Party Central Committee comprehensively promoting the construction of the “New-type Urbanization”，a new financing model，which may support and propel the process of urbanization，is emerging. Through case analysis of the bank loan financing，the bond market financing，the non-standardized debt-financing instrument，and other financing methods，we put forward some reflections on creating the financing model that could promote the “New-type Urbanization” construction with practice value. And in this article，we also suggest that the “New-type Urbanization” should not only aim at the traditional quote of “land development as the driving force，construction of infrastructure as the goal”，but also be supplemented with the relevant system construction，and form a sustainable financing model through the “debt to replace”.