In 2014，the banking regulation took deepening reform and improving the effectiveness of banking regulation as the main line，while paid attention on preventing systematic risks effectively，supporting the real economy，simplifying administration and transferring power to a lower level，introducing private capital into the banking sector，and reforming the business management. In 2015，marketization and rule of law will be the development direction of banking regulation. How to adapt to the “new normal” phase and seek the balance between preventing financial risks and supporting the real economy will be the challenges to the banking sector.