In 2012,China's prudent monetary policy has played a significant role in China's economy.The policy presents some features,such as: foreign exchange continuing to be in less growth,the growth of monetary base being shrinking,money supply growth slowing,steady growth in deposits and loans,the market interest rate increasing after drawing first,the two-way floating RMB exchange rate enhancing. The paper draws the following judgments: the RMB exchange rate gradually closing to the equilibrium level,passive pressure of currency decreasing,still large loan size,strong expansion in credit assets out balance sheet,moderate M2 growth,decreased level of profitability of the banking industry,decline in non-performing assets. Therefore,the paper proposed to continue to prudent monetary policy. <<