In 2014，the housing accumulation fund deposit and use is satay in healthy and stable development trend in guizhou，and carry out the pilot job of affordable housing constraction that supported by housing accumulation fund loan continually. However，there are also some problems such as the system coverage，regional development，the use of housing fund to pay housing rent，affordable housing constraction that supported by housing fund，development of loan business. So，we need improve the work according to regulation the housing accumulation fund decision-making and management，expand the deposit of housing accumulation fund，personal housing accumulation fund loans，housing rental market development，the pilot job of affordable housing constraction that supported by housing accumulation fund.