In 2016，payment and clearing industry enjoyed a boom year，it experienced dramatic development and rapid innovation，at the same time，it also faced some risks. In order to promote the development of payment and clearing market，the supervision authorities encourage the innovation and strengthen the supervision further，increase the punishment strength to illegal behaviors. Meanwhile，some new relevant policies came out，regarding network payment，bankcard account management，bill business and bankcard security management. This article focuses on supervision policies of payment and clearing industry in 2016，relevant measures and provides some suggestions at the same time.