The occurrence of American financial crisis possesses objective necessity，exposes in-depth problems in the economic operation and provides four profound enlightenments to China’s economic development. The financial meltdown exposed the problems and drawbacks existed in present world financial system，the conceptions of financial supervision and regulation，systems and international co-operations and so on. It is inevitable to reform international monetary system and constitute the new fair and effective international financial order，which is beneficial to worldwide economy survive financial crisis including the United States. Therefore，it is important for the Chinese financial corporations’ involvement in international financial competition and the national strategy of international financial competition to set up scientific spatial layout of international financial centers.